Trying to help others get ahead! AA through HR welcome.
For Borrowers:
I will make all efforts to assist in getting you funded, endorsing you and helping you with your listing. My goal is simple: I want to help borrowers get ahead, maybe even become lenders.
How to reorganize overwhelming debt
Consolidation calculator, how much will you save?
Top 10 credit mistakes people make
If interested in Group Membership:
Supply the following information with your Join Request:
-Household net income: source and frequency.
-Monthly household expenses.
-Information on current debts and credit past (explain the flaws).
-Be prepaired to validate information if you request a loan.
Loan Requests:
-If you only do the bare minimum to create a listing, don't be surprised if your loan is not funded.
-Make sure to include at least one photo with your loan request.
-Tell people your story; How did you get into debt? Why do you want to borrow money? How soon can you pay off your loan?
-Expect and be prepared to validate and verify information listed in your loan request.-Do not use Automatic funding let the loan run the full duration to get better interest rates, if you get anxious and pull out early you pay more.
-You should keep the loan for at least 6 months and mention any intent to pay early in the listing.
-Any friend that bids on your listing should include the rate they bid at.
-If you don't succeed the first time, don't give up! Simply revise your listing.
-Use this calculator and reference the results page in your listing if your loan is a consolidation loan
For Lenders:
I want to make sure you feel comfortable investing in the future of my group members and will attempt to work with you in anyway needed so that you are willing to join and invest in my group members. I my self will invest in my group members when funds are available so that you can see that I am not asking you to do something i would not do myself.
% of loans late based on different data inputs
Fantasy Prosper, try your luck before you buy in!
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Our first loan: Paying off some high interest credit cards!!
Debt consolidation $2,700.00 @ 16.20%
D credit grade, 40% DTI, Sep-26-2008
